加拿大最好的活期利率和25块钱小便宜

qwer2003

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中文黄页

介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱，有的是有意留着以备急用，有得就是刚发的工资。可是不知道你想过没有，假设你的支票帐户总是保持5000块，这些钱如果存起来1年的利息就是150多块。现在金融危机，省一点是一点，为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来，钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么？您尽管放心，ING总部在荷兰,截至2008年，它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户，存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单， 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请，欢迎使用我的推荐码 （orange key） 15590659S1，可以拿到$25块钱的奖金。如果你能介绍50个朋友，也就可以拿到2000块奖金。
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注意申请者需有SIN。

5 T4 \2 A+ @. s3 }: T9 AING DIRECT的所有利率情况如下：
' h7 F3 B# K/ U; `( d% WInvestment Savings Account (ISA) 1.35%
& W  r6 v: q0 W7 h9 b' D( F+ FUS$ Investment Savings Account (ISA) 0.75%
RSP Investment Savings Account (RISA) 1.35%
2 ]; y$ L7 I, m+ V4 b) t% a& kTax-Free Investment Savings Account (TFSA) 3.00%
: G+ \0 ?; v$ X2 }, h2 N; X3 KChildren\'s Savings Account 1.35%
Business Investment Savings Account 1.35%
US$ Business Investment Savings Account 0.75%
Guaranteed Investment (GIC) - 1 Year 1.25%
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
Guaranteed Investment (GIC) - 2 Year 2.00%
5 ?! L/ W, ]* D$ E1 ?* i5 BGuaranteed Investment (GIC) - 3 Year 2.50%
, i2 t  o5 P6 D" B; f) w2 tGuaranteed Investment (GIC) - 4 Year 2.50%
Guaranteed Investment (GIC) - 5 Year 3.25%
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
$ B8 ^6 _& O  Q; ?0 Y6 @US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
& H& E, @$ t  zUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
7 u/ b& K7 D' W" u7 D" Q& hUS$ Guaranteed Investment (GIC) - 4 Year 2.00%
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
" S) z) w- d4 \) q2 C; ^Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
# G" v5 l3 i$ p# W8 _0 H! DShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
/ Y* W6 Z0 y1 G; T( a9 M5 TUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
+ @$ S1 O0 q) z& q: _- J+ l' IUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
Business Guaranteed Investment (GIC) - 1 Year 1.25%
5 n3 r" x$ n0 N, h- q  [: L; F* r1 fBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%
Business Guaranteed Investment (GIC) - 2 Year 2.00%
$ e! ~5 I9 V2 X5 U8 ?5 A2 b; ]& sBusiness Guaranteed Investment (GIC) - 3 Year 2.50%
Business Guaranteed Investment (GIC) - 4 Year 2.50%
' p! P! X0 p0 j% d) nBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
0 E& }" C% J+ B1 s* m, LUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
5 D% [8 O& n) z% ~( x+ dUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
! v7 J, f2 |( q& H! {US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
, T. |3 r+ v; B' J: z- OUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
$ \3 u: z9 p* J2 U' e* z% TUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
/ Z" P2 x8 L) Z0 W! B7 p! hBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
. o+ G1 b/ [+ z% [Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
8 H5 [& i% `& r5 ~US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
9 N! c1 z  a  Y2 i( O( HUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
$ Z  A9 j. p" K  ?US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
5 K$ V  ~, ^# z) b5 ?% W3 r  h" d! TRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
/ o1 C3 r7 _% z6 F, sRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
) V. A  ]1 l, y1 ORSP Guaranteed Investment (RGIC) - 4 Year 2.50%
0 M, n) V- @" E; ]# X/ qRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
* m% y# ~8 D6 ?' s5 |' wShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
, O2 e0 e/ l. [! {3 ~Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
  k6 M# D& A: {) PTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
4 t/ f- L5 L4 F4 Z7 CTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
8 S: L. a0 B- cTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
! _+ U8 o% @- N8 N7 K5 m+ iTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
! W  V, R: x9 U& v1 ~5 ?Credit Account as low as 3.95%
unmortgage - 1 Year 3.39%
; A4 c* b1 O: t1 |9 d+ M% N1 {3 ~unmortgage - 2 Year 3.59%
& [3 d1 B" W/ _9 W! Punmortgage - 3 Year 3.65%
unmortgage - 4 Year 4.09%
1 O" v. N- e. y% L2 J  n( cunmortgage - 5 Year 4.49%
5 Z: [, r& n" @# _; Zunmortgage - 7 Year 5.50%
+ T/ W& y, x6 ounmortgage - 10 Year 5.50%
9 m1 ]$ T0 [3 |7 B6 v% I- Q4 dunmortgage - 5 year variable

qwer2003

http://en.wikipedia.org/wiki/ING_Group
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# x8 W1 F+ y6 ?ING Group N.V. (NYSE: ING, Euronext: INGA) is a financial institution of Dutch origin offering banking, insurance and asset management services. ING is an abbreviation of Internationale Nederlanden Groep (English: International Netherlands Group).
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% \  c" b* z! W  hAs of 2009, ING Group covers 85 million private, corporate and institutional clients in over 40 countries with a workforce of over 125,000 people. It owns ING Direct, a virtual bank with operations in Australia, Canada, Italy, Spain, UK, US and elsewhere. In the 2008 Forbes Global 2000, ING was the ninth-largest company in the world.
Contents
" n( g% t) X3 p+ b2 C[hide]

$ @3 x4 J3 D9 w    * 1 International operations
/ X; P9 q* R  z7 n% m    * 2 Advertising and sponsorship
8 O% ?3 S  q: O& Y    * 3 Headquarters
    * 4 History
3 H, }5 q* e5 W1 l6 x" l$ o* U    * 5 Investigations into investment and business practices
    * 6 Recent troubles
          o 6.1 Capital Injection
          o 6.2 Layoffs
    * 7 ING Direct
. h3 i# C; }3 M" R4 u0 s# I+ L, `          o 7.1 ING Direct Canada
          o 7.2 ING Direct United States
& {6 N+ n) [7 s9 ?/ i                + 7.2.1 ING Direct Cafes
7 G; s4 Y* g' p0 R                + 7.2.2 Services
) X8 s# t8 L" Q7 Y! b7 `          o 7.3 ING Direct UK
                + 7.3.1 Services
          o 7.4 ING Direct Australia
& y- I# @; C# J4 H                + 7.4.1 Services
1 e& `! j; F( M: \' S9 Q7 D    * 8 See also
    * 9 References
    * 10 External links

[edit] International operations

7 R5 H( W6 o5 iING has offices in

0 c% C$ b4 E& ]+ S    * Australia
' ]) c( u3 _! s    * Austria
    * Belgium
    * Bulgaria
    * Canada
" l. S  k! N- W4 F4 u5 n5 X    * Chile
    * China
0 n5 h; J3 Z# l' J' \0 H4 t2 Z  F    * Colombia
! g* F% N; k+ m6 m9 D. ~  l    * Czech Republic
    * France
    * Germany
! @& V6 z6 P- q( L) t- b    * Greece
    * Hong Kong
$ Y+ h# W+ d' P    * Hungary
3 g  U/ l) j% z! q8 v$ t    * India
1 J* o: t7 N. `# f+ w" {7 c, Q; ]    * Indonesia
% J, ^/ s  `; W5 }$ L    * Italy
    * Japan
    * Malaysia
0 A* e! f9 W# s+ Y/ B% n# ~& _( }: l    * Mexico
    * the Netherlands
    * New Zealand
$ X/ H' e+ H$ h    * Peru
    * the Philippines
    * Poland
    * Romania
, W' o. C! I- j4 @: O9 U    * Singapore
) ~- d! H1 k3 G    * South Korea
    * Spain
    * Taiwan
; |" c* A9 V- ]$ k- f. B8 Z    * Turkey
    * Thailand
& P, l+ ^: K! |    * The United Kingdom
    * The United States

kaixindeyuan

6 X1 w1 X7 ?$ {/ g, i: f, O$ mING Group N.V. (NYSE: ING, Euronext: INGA) is a financial institution of Dutch origin offering ba...

新注册的用户的帖子。小心骗局。

qwer2003

新注册的用户的帖子。小心骗局。

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斑竹没听说过ingdirect只能说明您来加拿大的时间不长，我是今天才发现这个论坛的，所以今天注册发贴。加拿大各大华人论坛都有我的帖.
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2 C1 ~. b/ [6 u; b7 v! P4 awikipedia和google可以证明INGDIRECT是加拿大几大常用金融机构之一。每20个加拿大人中就有1人拥有INGDIRECT账户

kaixindeyuan

斑竹没听说过ingdirect只能说明您来加拿大的时间不长，我是今天才发现这个论坛的，所以今天注册发贴。加拿大各大华人论坛都有我的帖.

wikipedia和google可以证明INGDIRECT是加拿大几大常用金融机构之一。每20个加拿大人中就有1人拥有INGDIRECT账户

! h0 ^$ r6 S1 J6 ^我只是提些意见而已。没有否定你说的机构的意思。只是刚注册就提钱难免让人怀疑而已。我不能左右大家的思想。新朋友当然欢迎了

qwer2003

我只是提些意见而已。没有否定你说的机构的意思。只是刚注册就提钱难免让人怀疑而已。我不能左右大家的思想。新朋友当然欢迎了

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我来自uwcssa论坛

ROCKY

我来自uwcssa论坛

& q( F8 }3 K  W3 m来过伦敦？

xiaoning72

其实,这个有点像传销,你加入后,你也可以介绍朋友进来, 50个人可以得到$2000, 而它就是你的上线.  互利互惠，何樂不為?
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ING Direct是美国最大的网上银行，其商业模式与众不同。首先，它主要的盈利来源于利差收入，而不是主流的非利差收入；其次，它采取的是“高买低卖”的方式，即以高利息吸纳存款，而以低利息发放贷款。

kaixindeyuan

其实,这个有点像传销,你加入后,你也可以介绍朋友进来, 50个人可以得到$2000, 而它就是你的上线. 互利互惠，何樂不為?
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1 y- m) j1 ]3 N* E9 u, IING Direct是美国最大的网上银行，其商业模式与众不同。首先，它主要的盈利来源于利差收入，而不是主流的非利差收入；其次，它采取的是“高买低卖”的方式，即以高利息吸...

+ b8 i2 m/ ?' j, Z是这样的呀。。。。

lfp

看看ING 在荷兰 阿姆斯特丹的总部的照片，ING House，这可全是钱堆起来的

lfp

嗯，看来股票最近走势不错，关注中

alone021

[SIZE=\"4\"]我不清楚ING的TFSA账户详情，但我自己在TD开了TFSA的账户，里面存入的5000元并不是想转就转的，比如我现存于GIC方式，但想买入股票、基金等其它投资方式，TD明确告知需等待几天，因为TFSA是Registed的，TD后台有很多paper work，灵活性不是想象中的那么高，供参考！[/SIZE]

qwer2003

我不清楚ING的TFSA账户详情，但我自己在TD开了TFSA的账户，里面存入的5000元并不是想转就转的，比如我现存于GIC方式，但想买入股票、基金等其它投资方式，TD明确告知需等待几天，因为TFSA是Registed的，TD后台有很多paper work，灵...

的确，TFSA受到政府监管，ING方面取得话比较快，可以立即转到ISA，然后转到linked chequing account（1-2天）.
其他政府关于TFSA的规定都是一样，所有银行都要执行。

tiancai

一般GIC，股票、基金很多都是不能随便转的，每个银行都是这样的。一般只做Saving的话，都是可以马上取钱的。不过一般取出来之后，是不能再存回去的。利息的话，不算在$5000 里面的。所以，一般都不太会取那$5000，因为可以避税的嘛。！

qwer2003

欢迎大家用我的orange key 哦： 13336440S1